What are SBCs in EA FC 27?

SBCs (Squad Building Challenges) are puzzles that ask you to build and submit a squad matching specific rules, and in return you get a reward like a pack or a named player card. You lose the cards you submit, so the whole game is meeting the requirements with the cheapest fodder possible.

Typical requirements include a minimum team rating, a Chemistry target, a number of players from a certain league or nation, and sometimes rare or Team of the Week cards. Keep in mind that - a quick tip - many SBCs are repeatable, so a cheap one can be farmed for multiple packs.

The core loop hasn't changed for FC 27: SBCs let you convert unused players from your club into valuable rewards. Every player you earn through Rivals, objectives, or packs that you're not using in your squad can potentially be used as fodder to complete SBCs instead of being sold for a fraction.

Types of SBCs you'll build in FC 27

There are four main SBC categories, and knowing which is which stops you from wasting fodder on the wrong one. Each type has a different cost-to-reward balance. Daily SBCs refreshed every day, cheap challenges with small pack rewards. These are typically low-cost challenges with small but consistent pack rewards, good for burning through common fodder. Promo SBCs tied to events like TOTS, TOTY or FUT Birthday. Released alongside major events, these offer significantly better rewards including specific player cards; they cost more in terms of fodder or coins, but the returns are much higher. Guaranteed Player SBCs these give you a specific named player card as the reward. The classic POTM or Icon SBC. Upgrade/Pack SBCs swap lower-rated fodder for a chance at higher-rated packs (e.g. 82+ or 84+ upgrades), great for recycling bronze and silver junk.

The FUT Gallery: FC 27's new collection book explained

The FUT Gallery is a brand-new collection and progression feature that EA officially confirmed in the FC 27 reveal trailer on July 23, 2026. It works like a sticker album baked into Ultimate Team, giving each Player Item a permanent place in your club history.

Here's the part that matters for SBC players: registering a card in the Gallery does not cost you the card. Registering a Player Item does not remove it from your club or create a duplicate. The original item retains its existing trade status and can still be used in squads, matches, Evolutions and Squad Building Challenges.

Collections are grouped by theme. Collections are organised around categories such as campaigns, leagues, nations, clubs, rarities, player types and Ultimate Team milestones. As you register items, every registered item fills its corresponding Gallery slot and contributes towards your progress, and completing individual pages, themed sets and entire collections provides additional Gallery XP and rewards.

EA's own product page frames it around club identity: curate and immortalize your dream club within the FUT Gallery and grade complete Sets of past and present Player Items across clubs, leagues, nations, and FUT campaigns to increase your Gallery Level, earning rewards and building your Club's identity throughout the new football season.

Leaked FC 27 SBC changes: points, duplicates and one-click

The headline leaked change is a point-based SBC system that would replace the current rating-and-Chemistry format. Every card will have a certain amount of "SBC Points." Instead of general overall requirements, SBC may come with point requirements. You can either send 11 players with low points or just one big player that fills in all on their own.

Leaks also suggest more flexibility with fodder. You can now use duplicate cards in the same solution. This would be a real departure from FC 26, where identical cards can't sit in the same submission. Reportedly the old format won't fully disappear either: this won't be for all SBCs, and the traditional format may remain for some.

The other big rumor is one-click complete (auto-SBC) submissions, letting the game pick the cheapest valid solution for you. Community reaction is split - some love the convenience, others just want core issues fixed first. Keep in mind that none of this is guaranteed until EA shows it in an official Pitch Notes or deep dive.

There's a related Gallery-and-SBC crossover in the leaks too. The rumored Collection Book could turn Ultimate Team into more of a long-term card album. Once you pack a player, that card may be registered permanently in your collection. That means you could sell the item, put it into an SBC, or use it elsewhere without losing the record of packing it. The confirmed FUT Gallery lines up closely with that leaked behavior.

Are SBCs worth it in FC 27?

Yes, SBCs remain one of the best value moves in Ultimate Team, and the FUT Gallery makes holding cards more rewarding than ever. The trade-off is time versus coins.

The math is simple: instead of quick-selling untradeable rewards for a fraction of their worth, you feed them into SBCs for packs or guaranteed players. Done across a season this quietly builds a strong squad without hammering the Transfer Market.

The catch is the grind. A single complex SBC can take 3-5 hours of market browsing, chemistry juggling and squad testing. Stack that across a promo weekend of TOTS or FUT Birthday content and it eats a lot of playtime.

If a leaked point-based system does land, cost efficiency will shift - a single high-point star could clear a challenge that used to need eleven cards, changing which fodder holds value. Until EA confirms it, keep building with the current rating-and-Chemistry rules in mind.

FC 27 SBCs and FUT Gallery FAQ

Summary

SBCs in FC 27 stay true to their roots: submit squads that hit the requirements, turn spare fodder into packs and guaranteed players, and now feed the officially confirmed FUT Gallery to build a permanent record of your club. The Gallery is a genuine win for collectors because registering a card doesn't cost you the item.

Just keep the line clear between confirmed and leaked. The FUT Gallery is real and official as of the July 23, 2026 reveal; the point-based SBC system, duplicate solutions and one-click complete are still rumors until EA says otherwise. Build your fodder strategy on what's confirmed, and stay flexible for launch.